Personal Risk Insurance
If something were to happen to you, how would your family cope financially? Would they be able to pay the mortgage, keep up with daily expenses and continue to live the lifestyle they were accustomed to? If a family member were to become sick or injured and unable to work, what impact would that have on your family financially? At these emotional times when a family member becomes sick or injured, the last thing you need is the added strain of dealing with financial pressures. We at Spire Strategic strongly recommend that it is important to have adequate personal risk insurance to protect those things you’ve worked hard to create, and most of all provide security to your family.
But what type of insurance do you need? Our trusted network of advisers can help you answer these questions and ensure your family, your assets and your lifestyles are protected financially in case things don’t go according to plan.
Contact one of our advisers today to review your personal insurance requirements.
Audit and investigation from the Australian Taxation Office, State Revenue departments and Workcover is ever increasing. An audit or investigation can result in substantial legal and professional costs being incurred in simply complying with the audit or review process. Spire Strategic provides Audit Insurance through third party provider Audit Shield. Audit Shield provides cost effective protection and assistance against the substantial cost that may be incurred should the ATO or other government revenue agency conduct an audit, enquiry, investigation or review. Audit Shield’s offering will provide cover and protection against the potentially high costs of professional and legal fees incurred in complying with a government agency review in relation to:
and Payroll Tax
Workers Compensation WorkCover
Superannuation Guarantee and Compliance
Any query in regard to any lodged return where the client is compelled to respond or act*
Life is full of risks. That’s what makes it so interesting and exciting. But sometimes unexpected events can really set you back.
General insurance helps us protect ourselves and the things we value, such as our homes, our cars and our valuables, from the financial impact of risks. And we can choose the types of risks we wish to cover by choosing the right kind of policy with the features we need.
If you are starting your new business it is likely you will need some form of general insurance, whether it be for Public Liability or cover for your new machinery, in order to ensure you are protected from these risks you will need to speak to a general insurance provider.
At Spire Strategic we have a network of trusted general insurance providers we can refer you too that can adequately assess your insurance requirements and provide you with immediate cover.